My investment philosophy can be summed up as follows:

  • Keep it simple
  • Keep costs down
  • Keep diversified by using index funds
  • Invest regularly
  • Keep some cash handy
  • Expect disasters & prepare for them
  • Stay the course
  • Don’t worry about short term performance

It’s nothing revolutionary, but if I can stick to these things, chances are I’ll do very well in the long run.

So will you.